Choosing your real estate professional is, perhaps, the most important decision you will make when navigating the Jackson County real estate sales. We believe the more you look around, the more you will see the value of working with the professionals at Robertson Realty.
However, no matter whom you choose, these simple tips will help you find and purchase the home of your dreams more quickly and efficiently.
If you're a first-time buyer or interested in gaining more insight into the Jackson, AL real estate world you can check out our Free Reports as well as our helpful Community Links, in addition to the tips below.
Before you shop:
Be a smart consumer. Learn the financing basics and know how to shop for a home loan that's right for you. We understand the financial process can be overwhelming, our team of hardworking professionals has dedicated their time to help. Our goal is to provide you with all the tools and knowledge needed to be successful. If you have any questions you can contact us, and we are more than happy to help.
Get pre-approved. This takes very little time and allows you to determine the price range that fits your lifestyle.
Know what you want. The last thing you need is to close a deal and realize you bought a house you don't want. According to Neighborhood Scout, Scottsboro, AL is home to 14,775 people that are divided into four constituent neighborhoods. Explore the area and determine where you fit in. Ask yourself what you're looking for in a home, before you shop. Think about size, commute time and necessary repairs.
Keep your debt load to a minimum. Don't make major purchases or incur any additional debt until after your purchase. Pay down credit cards and don't apply for new ones. Remember, financial institutions evaluate your financial situation on your gross monthly income. Your total monthly house costs should not exceed 28 percent of your gross monthly income.
Be prepared to view new properties quickly. Homes can sell quickly, so be ready to make fast decisions. According to Best Places, the median home cost in Scottsboro is $118,100, with home appreciation increasing. Be accessible to change the terms and prepare for fluctuations in the listings.
Have instant access to your agent. Instant communication can make a difference in purchasing the property of your choice. Our Jackson County realtors are prepared and eager to work with you in the process of finding the home of your dreams. We are serious about our relationship with you during this journey, and we want to be there for you every step of the way.
Before you buy:
Submit a strong competitive offer.
Include a substantial earnest money deposit. A key factor when attempting to purchase property is submitting an offer that is both appealing to the owner and also within your budget. A competitive offer will bring more attention to you as a buyer. It’s best to get advice from your real estate agent. Our real estate professionals have the knowledge needed in the real estate world, we are more than happy to help you come up with an offer that will get noticed.
Try to minimize the number of contingencies. Fewer contingencies lead to a stronger offer. It’s best to understand what contingencies come up in your new home’s neighborhood, so ask your real estate professional for advice on which risks to keep and which to ditch. Our real estate agents will joyfully assist you in deciding which contingencies are worth keeping.
Hire an inspector. A professional building inspector or appraiser will make sure the house of your choice is in satisfactory condition. This must take place before you can move further on a home loan.
Check zoning regulations and covenants. Good residential neighborhoods will be zoned to keep out commercial and industrial users. Read any restrictive covenants and make sure they fit your lifestyle.
Request an updated property survey. Be sure it clearly marks boundaries. Check for problems and contact your agent should any come up.
Make sure you know what stays or goes. Your contract should be very specific about which items (appliances, etc) are included in the sale. Our agents are happy to go over your paperwork and identify the items that are included.
Get agreements in writing. Make certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later.
If you're interested in learning more about houses for sale in Jackson County you check out the latest listings for the area. Questions? Call our office today at 256-259-4900, we are eager to assist you.